Finally feel in control
of your money
Biankbook unifies your accounts, transactions, budgets, and net worth into one beautiful dashboard. Track every dollar, plan every month, grow every year.
biankbookWelcome back, John!
Here's what's happening with your finances today.
BUILT WITH PRODUCTION-GRADE TOOLS
HOW IT WORKS
Three steps to financial clarity
No bank linking required. Start tracking in under two minutes.
Add your accounts
Set up checking, savings, credit cards, cash, and loan accounts with their current balances. Everything in one view.
Log transactions
Record income, expenses, and transfers with smart categories. Set up recurring rules so regular transactions log themselves.
See the full picture
Your dashboard lights up with cash flow trends, budget health, category breakdowns, and net worth tracking — all in real time.
Everything you need.
Nothing you don't.
Unified account
management
Track checking, savings, credit cards, cash, and loans in one place. Real-time balances computed from your transaction history. See your net worth, cash liquidity, and liabilities at a glance.
Accounts
Manage your financial accounts
NET WORTH
$48,250.50
CASH LIQUIDITY
$32,680.00
LIABILITIES
$4,570.50
Your savings rate is 34% this month — that's 8% above your average!
CASH & SAVINGS
Main Checking
$15,430.00
USD
Emergency Fund
$17,250.00
USD
Add Account
CREDIT CARDS
Visa Platinum
-$2,340.50
USD
Amex Gold
-$2,230.00
USD
Add Account
Finance / Transaction History
Transactions
Track and manage all your financial transactions
TOTAL SPENT
$4,823.50
+8.2% from last month
TOTAL INCOME
$8,450.00
+3.1% from last month
FILTERED TOTAL
$13,273.50
Showing 47 transactions
Rent Payment
Housing · Feb 1 · Main Checking
Salary Deposit
Income · Feb 1 · Main Checking
Amazon Purchase
Shopping · Feb 2 · Visa Platinum
Restaurant Visit
Food & Dining · Feb 2 · Visa Platinum
Gas Station
Transportation · Feb 3 · Main Checking
Electric Bill
Utilities · Feb 3 · Main Checking
Smart transaction
tracking
Log income, expenses, and transfers with hierarchical categories. Atomic transfer pairs keep your books balanced. An immutable ledger with correction chains gives you a complete audit trail.
YNAB-style
budgeting
Set monthly category budgets with rollover support. Unused funds carry forward automatically. Color-coded health indicators show exactly where you stand — green, yellow, or red.
Budgets
Track your spending against budget limits
BUDGET LIMIT
$6,500.00
TOTAL SPENT
$4,823.50
REMAINING
$1,676.50
HEALTH SCORE
74%
Healthy Spending
Budgets under 80% spentAttention Required
Budgets at or above 80% spentBuilt for people who care
about their money
Recurring Rules
Automate daily, weekly, monthly, or yearly transactions. Review and confirm pending entries before they post.
Cash Flow Analytics
Interactive charts show income vs. expenses over time. Toggle between daily, weekly, and monthly intervals.
Smart Categories
Two-level category hierarchy with custom icons and colors. System defaults plus unlimited custom categories.
Net Worth Tracking
Track your net worth over time with historical snapshots. Watch your assets grow and liabilities shrink on a single chart.
Dark & Light Themes
A beautiful dual-theme design system using OKLCH colors. Switch seamlessly between dark and light modes.
Secure by Design
JWT authentication with refresh token rotation, multi-tenant data isolation, and soft deletes for complete audit trails.
The roadmap is just
getting started
Here's what we're building next to make Biankbook your complete financial hub.
Native Mobile App
Full-featured iOS and Android apps with offline support, push notifications for budget alerts, and biometric authentication.
v2.0AI Financial Coach
Personalized spending insights, savings recommendations, and natural-language queries about your financial data powered by AI.
v3.0Receipt & Bill Scanner
Snap receipts and bills to auto-capture amounts, dates, and merchants. OCR-powered data extraction saves you from manual entry.
v2.0Investment Tracking
Connect brokerage accounts, track portfolio performance, asset allocation, and see your complete net worth including investments.
v2.0Start taking control of
your finances today
Free to use. Open source. No credit card required.