Biankbook keeps the ledger so you don't have to. Log one thing; McMack catches the rest. Every month becomes a closed chapter and quietly, over a year, you have a book.
You log Whole Foods on a Saturday. McMack leans over and asks once: “Want me to catch this every week?” Say yes — and from then on, every Whole Foods entry lands in Groceries on its own.
Rules learn cadence too — weekly, biweekly, monthly, irregular. McMack remembers Spotify is monthly. He knows payroll is biweekly. He notices Lyft is sporadic and waits for you.
The In/Out chart is the heart of Biankbook. Every month shows what came in and what went out — same colors, same bars, no shame, no spin. You'll know what's normal for you in three months.
Groceries, Rent, Transport, Dining, Subscriptions, Utilities, Income, Transfer, Shopping, Health, Fun, Savings. Twelve categories — the ones that match how people actually spend.
Set a monthly target on any of them. When you cross it, the bar turns coral. We don't ping, freeze, or shame you. The number is the number; you decide what to do with it.
“Three months of essentials.” “Japan, autumn 2026.” “A 35mm prime.” Goals are the named version of saving. You set a target, a deadline, and a monthly add — McMack does the on-track math and tells you in plain words.
Checking, savings, credit, and cash on hand. Add as many as you want; Biankbook keeps them straight. Transfers between accounts don't double-count — McMack knows the difference between spending and moving.
Ten levels, each named for a kind of attention. You don't unlock features — you become someone who notices.
Free forever for one account. No card. No tracking. No ads, ever.